← Back to Home

Terms of Service

Last Updated: December 18, 2024

1. Acceptance of Terms

By accessing or using our auto insurance quote comparison service ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

We reserve the right to modify these Terms at any time. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.

2. Description of Service

Our Service provides a platform to compare auto insurance quotes from multiple insurance providers. We act as an intermediary to help you find and compare insurance options that may suit your needs.

2.1 What We Provide

• Access to multiple insurance provider quotes
• Comparison tools to evaluate different insurance options
• Information about insurance products and coverage
• Facilitation of communication with insurance providers

2.2 What We Do NOT Provide

• We are NOT an insurance company
• We do NOT underwrite or issue insurance policies
• We do NOT provide legal or financial advice
• We do NOT guarantee any specific insurance rates or coverage

3. User Eligibility and Requirements

3.1 Age Requirement

You must be at least 18 years of age to use our Service. By using the Service, you represent and warrant that you meet this age requirement.

3.2 Accurate Information

You agree to provide accurate, current, and complete information when requesting insurance quotes. You understand that:

• Inaccurate information may result in incorrect quotes
• Insurance providers may verify the information you provide
• Providing false information may affect your ability to obtain insurance coverage
• You are responsible for updating your information if it changes

4. How the Service Works

4.1 Quote Request Process

1. You submit your information through our platform
2. We share your information with participating insurance providers
3. Insurance providers generate quotes based on your information
4. You receive and compare quotes from multiple providers
5. You may choose to contact providers directly for more information or to purchase coverage

4.2 No Guarantee of Quotes

We do not guarantee that:

• You will receive quotes from all participating providers
• Any provider will offer you coverage
• The quotes you receive will be the lowest available rates
• The quotes will remain valid for any specific period of time

5. Information Sharing

By using our Service, you authorize us to:

• Share your information with participating insurance providers and their agents
• Allow these providers to contact you via phone, email, or mail
• Use your information as described in our Privacy Policy

For more details on how we handle your information, please review our Privacy Policy.

6. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt the Service
• Not use automated means to access the Service without permission
• Not provide false or misleading information
• Comply with all applicable laws and regulations
• Independently verify any information you receive through the Service

7. Third-Party Relationships

7.1 Insurance Providers

Any insurance policy you purchase will be a direct contract between you and the insurance provider. We are not a party to that contract and have no control over:

• The terms and conditions of insurance policies
• Premium rates or coverage decisions
• Claims processing or customer service
• Policy renewals or cancellations

7.2 Third-Party Websites

Our Service may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.

8. Disclaimers and Limitations of Liability

8.1 No Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy or completeness of information
• Warranties that the Service will be uninterrupted or error-free

8.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount you paid us for the Service (if any)
• We are not responsible for any disputes between you and insurance providers
• We are not liable for any insurance coverage decisions or claims denials

9. Indemnification

You agree to indemnify, defend, and hold harmless our company, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Any false or inaccurate information you provide

10. Intellectual Property

All content on our Service, including but not limited to text, graphics, logos, images, and software, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or logos without authorization
• Create derivative works based on our Service
• Reverse engineer or attempt to extract source code from our Service

11. Termination

We reserve the right to:

• Suspend or terminate your access to the Service at any time, for any reason
• Refuse service to anyone at our discretion
• Modify or discontinue the Service without notice

Upon termination, your right to use the Service will immediately cease.

12. Communications

By using our Service, you consent to receive communications from us and our partner insurance providers, including:

• Emails about your quote requests and insurance options
• Phone calls from insurance agents
• Text messages (if you provide your mobile number)
• Marketing communications (which you may opt-out of at any time)

13. Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.

13.2 Arbitration

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for violations of intellectual property rights.

13.3 Class Action Waiver

You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action, class arbitration, or other representative action.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the use of our Service.

14.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14.3 No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

14.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@reliable.auto-motivex.com
Phone: 1-800-XXX-XXXX
Address: [Your Company Address]

← Back to Home